Financing Programs


mPowerWe are proud to be a certified contractor for the mPOWER’s PACE Program.

mPOWER is a regional program to promote more efficient use of water and energy, enable property owners to reduce energy costs, and strengthen our local economy through job creation.

Now, more than ever, residential and non-residential property owners are looking for ways to save money on their energy bills; reduce their impact on the environment; and stimulate the local economy. With the help of mPOWER (Money for Property Owner Water and Energy efficiency Retrofitting), that goal couldn’t be easier. mPOWER will finance energy efficiency improvements and energy generation systems such as solar photovoltaic to qualified property owners, with no upfront costs.


Click HERE to Apply or
CALL Nick Huppe 916-246-9987
A wide variety of improvements are eligible for mPOWER financing including: Envelope Sealing & Insulation, Lighting, HVAC Upgrade, Water Heating, Water Conservation, Low Water Plant Material, Renewable Energy, and Custom Measures. To learn more, view the improvements page.

Figtree PACE Financing

Figtree Financing Logo_CMYKFigtree Financing is a full service PACE Financing provider for property owners including quoting, application processing, and funding. Figtree PACE allows up to 20% of a property’s value to be financed for energy efficiency, renewable energy, and water conservation upgrades. The financing creates an assessment lien on the property and is repaid as semi-annual installments on the property tax bill.

Figtree PACE provides 100% financing for HVAC, Roofing, Solar, Windows, Lighting, and other energy efficiency and water conservation upgrades for commercial properties. The financing is no money down, fixed low interest rate, and long term up to 20 years. Qualifying for the financing is based on the property not business credit.

All commercial property types are eligible including office, industrial, retail, hotel, agriculture, and multi-family residential. The minimum allowable project size is $5,000 with no maximum. Eligible improvements include solar, HVAC, boilers & chillers, lighting, building controls, windows, cool roofing, water-efficiency plumbing, and hundreds of other improvement types.

Figtree is not currently accepting applications for residential properties pending clarification of Federal Housing and Finance Agency concerns pertaining to lien status.

Program Documents:Commercial PACE ApplicationCommercial PACE BrochureCommercial PACE Disclosure.

There is a list of municipalities eligible for commercial financing.

Contact Information:



The CaliforniaFIRST Program is a Property Assessed Clean Energy (PACE) financing program for residential and commercial properties. Administered by Renewable Funding, a national clean energy finance company, CaliforniaFIRST allows property owners to finance the installation of energy and water improvements on homes or businesses through the issuance of a municipal bond, which can then be paid back as a line item on their property tax bill. CaliforniaFIRST financing doesn’t rely on a credit score and does not require any money down, opening the program to a wide range of Californians.

The CaliforniaFIRST program is a program of the California Statewide Communities Development Authority (CSCDA), a joint powers authority co-sponsored by the California State Association of Counties and the League of California Cities. For more information for property owners, click here. For basic program terms, click here.

Click here to see the list of participating communities.

Contact California First:
Phone:  (844) 589-7953.

Ygrene CV Upgrade

Ygrene CV Upgrade (Coachella Valley)Ygrene-Logo

Ygrene CV Upgrade, managed and funded by Ygrene, provides 100% financing to commercial and residential property owners for energy efficiency, renewable energy, and water conservation improvements. Financing is repayable over the long term through your property tax bill.

Contact information:


Ygrene Clean Energy Sacramentosac-brochure-logo

Sacramento is becoming a hub of clean technology and economic growth. Ygrene provides financing to residential and commercial property owners for renewable energy and energy efficiency upgrades. Financing is repayable over the long term via property taxes, making projects profitable – an innovative approach that unlocks massive job creation, economic stimulus and environmental impact potential.  It’s easy to participate for contractors and building owners alike, and the program’s web tools lay out the process so all stakeholders know where they stand.

Contact Information:

Residential HERO PACE Program

HERO Logo_Tagline1_Size1[1]The HERO Program is the most widely adopted Residential PACE Program in the U.S., accounting for 95% of all projects.  The program is offered in over 200 cities, has financed more than $375 Million in energy and water saving improvements with 9 out of 10 customers saying they’d recommend HERO to a friend.  HERO offers homeowners additional consumer protection benefits including extensive contractor training, fair-price monitoring, experienced customer service reps, and dispute resolution assistance to resolve any consumer complaints.  The HERO Program benefits homeowners, the environment, and the community.

Contact information:

Sonoma County Energy Independence Program

EIP_Logo_Final_COn March 25, 2009, Sonoma County’s Board of Supervisors authorized and launched its PACE program, called the Sonoma County Energy Independence Program (SCEIP). SCEIP was the first countywide municipal program of its kind in the State of California to provide PACE financing, and currently remains one of the largest programs in the nation providing both residential and commercial PACE financing.

Sonoma County and each of its incorporated cities and towns (collectively the “Cities”) have established a goal to reduce their greenhouse gas emissions 25 percent below 1990 levels by 2015. The County, the Cities, the Sonoma County Water Agency, the Sonoma County Transportation Authority and the Sonoma County Agricultural Preservation and Open Space District are members of the Regional Climate Protection Coordination Plan (“RCPCP”) with the goal of coordinating efforts to reduce countywide GHG emissions.  In 2008, these collaborating agencies viewed the opportunity provided by California state-enabling legislation to form a PACE assessment program as a significant tool in helping Sonoma County and its cities reach their aggressive GHG emissions reduction targets.

Joined by every incorporated city and town, SCEIP covers all areas in the geographic County of Sonoma.  Since program launch, SCEIP has financed over $70 million in projects, representing over 2100 residential properties, 60 non-residential properties and 3600 individual improvements. Because a majority of the improvements have been performed by local contractors, most of the $65 million in funding provided by the County has remained within the local community generating over 80 job-years of local labor.

SCEIP allows more than 90 eligible measures for energy efficiency, water conservation and renewable generation.  Since program launch, SCEIP has financed over 9.9MW of photovoltaic solar generation, equating to a GHG reduction of 8,600 tons annually.  An effort to quantify the energy savings and GHG reduction for financed energy efficiency and water conservation projects is currently underway.

Program DocumentsReplication Guidance for Local GovernmentsSCEIP Resolution 5SCEIP Resolution 4Assessment Contract SingleAssessment Contract MultipleAssessment Implementation Agreement SingleAssessment Implementation Agreement MultipleApproval of SCEIP bond documents for the Sonoma Mountain Village Photovoltaic ProjectCounty Board Resolution on PACE Interest Rate.

 Contact Information:

PACE Funding

pacefundingPACE Funding™ is full service financing provider for property owners including quoting, application processing and funding. PACE Funding operates through a statewide municipal platform which allows up to 15% of a property’s value to be financed for energy efficiency, renewable energy, seismic improvements and water conservation upgrades. The financing creates an assessment lien on the property and is repaid as semi-annual installments on the property tax bill.
We are the first PACE program to partner with a US federally chartered, consumer lending bank with thousands of trained contractors throughout the country. Our program offers rigorous consumer and regulatory safeguards as well as a world class customer service call center.
PACE Funding provides 100% financing for solar, HVAC, roofing, windows and door, lighting, and numerous other energy efficiency equipment, seismic improvements and water conservation upgrades primarily for residential properties. Our financing is no money down, fixed low interest rate for terms of up to 25 years.

Phone: 1 844 USE PACE

Commercial HERO PACE program

Commercial HERO PACE program – Samas Capital

samasIn partnership with Samas Capital, the HERO Program is available for commercial and industrial property owners. This comprehensive PACE funding program is specifically structured for the needs of commercial clients and managed by the same network of partners as the residential HERO Program.

WRCOG Commercial HERO Program

  • HERO is a financing plan that specializes in funding Commercial energy and water efficiency products as well as renewable energy systems.
  • HERO offers up to 20 years financing at fixed rates.
  • HERO creates a special tax assessment on the property.
  • HERO eliminates the barriers of high upfront costs.

Contact information:

Chris Huppe ISA

Cal Poly SLO Owner,
Ornamental Horticulture 1984

Cal_Poly_San_Luis_Obispo Ornamental Horticulture

Corporate office located at:
9340 Viking Pl
Roseville, CA 95747

Hours Mon - Fri 8 - 5


Landscape and Tree Service areas include but are not limited to the following cities:
Roseville CA
Rocklin CA
Citrus Heights CA
Antelope CA
Granite Bay CA
Sacramento CA
Orangevale CA
Fair Oaks CA
Mcclellan CA
North Highlands CA
Loomis CA
Carmichael CA
Folsom CA
Elverta CA
Penryn CA
Rio Linda CA
Rancho Cordova CA
Lincoln CA
Represa CA
Newcastle CA
El Dorado Hills CA
Mather CA
Pleasant Grove CA
Auburn CA
Nicolaus CA
West Sacramento CA
Elk Grove CA